So I have met with a bankruptcy attorney. For $1600, a meeting with creditors that no one comes to usually, and some paperwork, I should be debt free (with the exception of student loans, a car and a loan that mom cosigned for) by June at the latest.
Manda has settled with all her creditors but one. Bank of America sold her debt to a collection agency and now she is being sued. I am sure she will settle that as well. She will likely be debt free in the next year or so. I will beat her to that.
We still need to get her credit score. Mine at the moment is 546 according to Experian putting me in the “hell no we won’t give you a loan” category. I am sure as I continue to not make payments, that will continue to plummet. Have to hit bottom before you can go up. I will post Manda’s current score when I get it.
Leave a Comment
No comments yet.
Comments RSS TrackBack Identifier URI
